Most people who get Supplemental Security Income (SSI) get their payment on the first of every month. So, this will also be the payment for those 18–64 years old who are recipients. So, on July 1, 2025, people who are qualified for this Federal program will get an average of $764. The payment for August will also come on the first.
Still, SSI users aged 18 to 64 will get their September payment on August 29, 2025. This is because September 1 is a federal holiday. Because of this legal holiday, the Supplemental Security Income payment will have to be sent out on Friday, August 29, which was the last work day. That paycheck comes a few days early, which is good news.
This summer will be the last SSI paper checks.
You will no longer be able to get a written check when you get your SSI payment on July 1, August 1, or August 29 for September. Instead, payments will be sent electronically by the Federal Government and the Social Security Administration.
You still have time to open a bank account if you don’t already have one. If they’d like, they can have their regular payment put on a Direct Express® Debit Mastercard® account.
Getting a direct transfer or having your money put into a Direct Express® Debit Mastercard® is a good idea. This way, no one will be able to steal or lose your monthly payment.
Your money will be safe even if you lose your Direct Express® Debit Mastercard®. You can report it lost right away. So, pick the choice that works best for you before paper checks become obsolete.
The 2025 COLA is part of SSI income for people aged 18 to 64.
If this is your first time getting Supplemental Security Income, you should know that the 2025 COLA is part of your direct payment. In other words, it’s 2.5% more than it was in 2024.
For instance, the most an individual SSI receiver can get now is $967, up from $943 in 2024. There will be a lot less pay if you are an important person. This group can only get $484.
A married couple who is eligible can get the most money for themselves and an important person together. That means you can get up to $1,450, which is more than the $1,415 you could get in 2024.
Because of the Senior Citizens League, we now know that the COLA could go up by 2.5% after its most recent forecast. This means that if it comes true, if your amount is $1,000 in 2025, you will get $1,025 in 2026.
When it happens in 2026, the COLA raise will help everyone who gets SSI. So, if SSI users aged 18 to 64 get an average of $764 in 2025, they might get an average of $782 in 2026. People with low incomes could get an extra $216 a year if they are getting $764 in 2025, even if it doesn’t seem like a big rise.
