Digital banking keeps growing, and Bank of America has revealed exactly which brick-and-mortar offices across the United States will disappear next year.
Bank of America, one of the country’s largest lenders, will trim its physical footprint in 2025 after noticing that far fewer customers step up to the teller window. While the move supports rising online traffic, it also forces many traditional clients to rethink how—and where—they handle everyday transactions.
Why Bank of America says fewer customers walk in so branches must go
First, the trend: mobile log‑ins now outpace teller visits by a wide margin. Consequently, executives argue that maintaining lightly used locations no longer makes financial sense.
Nevertheless, the bank promises that nearby offices, ATMs, its website, and its highly rated mobile app will keep serving communities. Still, some customers worry—will in‑person help be close enough when something goes wrong?
Complete list of Bank of America branch closures with exact dates and addresses
To give readers a clear snapshot, here are the confirmed shutdowns, state by state. Check whether your neighborhood branch is on the list:
| State | City/District | Street address (suite if any) | Month 2025 |
|---|---|---|---|
| California | Davis | 4551 2nd St., Suite 120 | June |
| Huntington Beach | 16811 Algonquin St. | October | |
| Camarillo | 5800 Santa Rosa Rd. | November | |
| San Francisco | 445 Powell St. | December | |
| Texas | Arlington | 1206 South Bowen Rd. | September |
| Nevada | Las Vegas | 300 South Fourth St. | September |
| Kentucky | Fort Campbell | 201 Bastogne Ave. | September |
| South Carolina | Charleston | 901 Savannah Hwy. | October |
After the final December closure in San Francisco, the bank will have shuttered eight offices in five states. Is your go‑to branch among them?
What affected account holders can do to keep banking without interruption in 2025
Fortunately, Bank of America outlines several “always‑open” channels:
- Online banking for transfers, bill pay, and statements.
- Mobile app with check deposit and Zelle® payments.
- Network of ATMs that still dispense cash, accept deposits, and even print mini‑statements.
- Alternate nearby branches that remain open for complex issues like safe‑deposit boxes or loan signing.
- 24/7 call center for real‑time questions.
Therefore, the smartest move today is to double‑check that your contact information and digital credentials are up to date. In fact, the bank is urging clients who prefer face‑to‑face guidance to schedule an appointment at the surviving locations before the targeted branch locks its doors.
Bank of America’s downsizing reflects a nationwide shift: people tap phones more than they tap shoulders inside a lobby. Nevertheless, the institution insists that anyone uncomfortable with screens will still find human assistance—just not always around the corner. Consequently, if your branch is on the list, start exploring digital tools or neighboring offices now to avoid last‑minute headaches.
