Tax season brings a mix of feelings — some stress, a little anxiety, but mostly hope for that awaited tax refund. For many Americans, receiving their refund can provide a significant financial boost. So, when can taxpayers expect their money this year?
How Long Does It Take to Get Your Refund?
According to the IRS, most refunds are processed within 10 to 21 days. But this isn’t a one-size-fits-all timeline. The speed of your refund depends on a few important factors:
- When you filed your return
- How you submitted it (electronically or on paper)
- How you chose to receive your refund (direct deposit or check)
- Whether you claimed certain tax credits, like the Earned Income Tax Credit or Child Tax Credit
Electronic Filing and Direct Deposit: The Fastest Way
If you filed electronically and opted for direct deposit, you’re likely to get your refund the quickest. These refunds usually arrive between 1 to 3 weeks after the IRS processes your return.
For taxpayers who submitted their returns electronically between April 28 and May 11, the IRS estimates refunds will hit their bank accounts between May 19 and 25, 2025.
Paper Returns and Check Payments Take Longer
On the other hand, if you mailed your tax return or chose to receive your refund by check, expect a longer wait.
- Paper filing with direct deposit usually takes about 3 weeks.
- Paper filing with a mailed check can take up to 2 months.
If you filed in the first week of May and opted for a mailed check, your refund might arrive around June 13.
Special Credits Can Delay Your Refund
If you claimed credits like the Earned Income Tax Credit (EITC) or the Child Tax Credit (CTC), your refund could take longer. These credits require additional IRS review, so patience is key.
What Should You Do to Speed Up Your Refund?
The IRS encourages taxpayers to:
- File electronically rather than mailing paper returns.
- Choose direct deposit instead of waiting for a paper check in the mail.
- Double-check your return for errors to avoid processing delays.
These steps can make a real difference in how quickly you get your refund.
The Excitement Is Real — And It’s Coming Soon
For those who filed electronically in late April and early May and selected direct deposit, the countdown to refund day is on. By May 19 to 25, 2025, many will see that welcome deposit hit their bank accounts.
Remember, every taxpayer’s situation is unique, so some refunds may arrive earlier or later than expected. But knowing the IRS’s schedule can help ease some of that waiting anxiety.
Final Thoughts
Whether you’re planning to put your refund toward bills, savings, or a little extra fun, it’s good to stay informed about when the money might arrive.
Keep an eye on your email or IRS account for updates, and enjoy the peace of mind that comes with being prepared.
If you filed your return electronically between April 28 and May 11 and chose direct deposit, mark your calendar — your refund could be just days away!
“This article was written by Mathew Owen. AI tools were used lightly for grammar and formatting, but the ideas, words, and edits are all mine.”
