The Social Security Administration (SSA) is responsible for providing benefits and assistance payments to more than seventy million people in the United States. Given the enormous number of people who are eligible to receive benefits, it is not possible for all of them to get their payments on the same day of each month. Furthermore, the distribution of these payments varies from one type of program to another and is also dependent on the date of birth.
Those individuals who began receiving retirement, spousal, or survivor benefits prior to May 1997, as well as those who also receive Supplemental Security Income (SSI), are subject to a modified payment schedule. Supplemental Security Income (SSI) is a government program that offers monthly assistance to adults and children who are blind or have impairments, as well as to individuals who are over the age of 65.
Here is all you need to know about the Social Security payment schedule for July 2025, regardless of whether you get retirement benefits, Social Security Disability Insurance (SSDI), or Supplemental Security Income (SSI).
During the month of July, payments will be distributed in the following manner:
Dates for Making Payments – July
- SSI payments will be on Tuesday, July 1st.
- Beginning on Thursday, July 3, retirees who have been receiving checks since before May 1997 and retirees who also receive SSI will be eligible to collect retirement benefits.
- On Wednesday, July 9, individuals who were born between the first and tenth of any month are eligible to receive retirement, spousal, and survivor benefits.
- Those who were born between the 11th and 20th of July are eligible for benefits on Wednesday, July 16
- People born between the 21st and 31st of July are eligible for benefits on Wednesday, July 23.
A worker who had retired in May 2025 received an average benefit of $2,002.39, as reported by the Social Security Administration (SSA). This was the first time that the payment had surpassed the $2,000 threshold previously. As of May, the average amount of SSI payments made to its 7.4 million participants was $718.30.
“The average amount of the Social Security benefit changes each month,” a representative for the Social Security Administration (SSA) told Newsweek. A worker’s Social Security benefits are calculated based on the greatest 35 years of earnings they have had. As a result of the fact that wages have a tendency to increase over time, the average benefit amount is increased with each new set of retirees because their calculations frequently reflect greater earnings.
Even though this is the average amount, individual payments can differ from one another. When determining your Social Security retirement benefits, your 35 years of peak earnings are taken into consideration, and then inflation is taken into account.
When should you get in touch with the Social Security Administration about a missed payment?
It is recommended by the Social Security Administration that you wait at least three business days before calling them in the event that your check does not come on the stated date.
Dial the Social Security Administration at 1-800-772-1213.
It is from 8:00 a.m. to 7:00 p.m., Monday through Friday.
