The announcement of the Social Security payment schedule is something that hundreds of millions of pensioners in the United States are eagerly awaiting. A great number of people rely on this check to fulfill necessary expenditures. According to the timetable that has been established by the Social Security Administration (SSA), the distribution of funds to this particular set of recipients will take place on the second Wednesday of the fourth month of July.
Approximately seventy million people in the United States receive payments from the Social Security Administration (SSA), which includes retirement, disability (SSDI), survivor, and Supplemental Security Income (SSI) benefits. On this particular occasion, certain days will be taken into consideration for payment. These days will be determined by either the beneficiary’s date of birth or their benefit history.
Will I receive my Social Security payment on July 9?
The Social Security Administration (SSA) will pay retirement, Social Security Disability Insurance (SSDI), or survivor recipients whose date of birth falls between the first and tenth of any given month on the second Wednesday of July 2025, which is July 9. According to the statistics collected in May 2025, the average dollar payout for these distributions is around $2,002.39 for pensioners, $1,581.97 for Social Security Disability Insurance beneficiaries, and $1,566.66 for victims of the disaster.
On Wednesday, July 10, payment will be received after the following:
Although the amount of this payment might vary based on the type of benefit (retirement, disability, survivor, etc.) and the work history of the recipient, the typical amount included in this payment is approximately $1,900 to $2,000.
According to this date, they will not be receiving payment:
- Those beneficiaries who started receiving payments prior to May 1997 (they will receive payment on July 3).
- Those individuals who were born outside of the range of 1 to 10 (get on July 16 or 23, depending on their precise date of birth).
- Those who received their Supplemental Security Income (SSI) payment on July 1st, among those who received it.
Complete schedule for the month of July 2025:
- SSI recipients received their benefits on July 1.
- Beneficiaries who have been receiving payments since before May 1997 or who additionally receive SSI are eligible for additional benefits on July 3.
- Born on July 9th, between the hours of 1 and 10 (after May 1997).
- The 16th of July: Born between the ages of 11 and 20 (after May 1997).
- The 23rd of July: Born between the ages of 21 and 31 (after May 1997).
Factors that could affect your payment
The Social Security Administration (SSA) may begin to recover overpayments beginning in late July 2025, which may result in a reduction of benefits for certain beneficiaries (up to fifty percent of their monthly benefit). In order to avoid unpleasant surprises, you should verify your case if you received a notice of overpayment from April 2025. Less than one percent of beneficiaries are impacted by this.
Changes in benefits for 2025
Taking into account the cost-of-living adjustment (COLA) of 2.5%, the average dollar payout for individual retirees is increased to 1,976 and for couples, it can reach up to 3,089 dollars. A minimum of 35 years of contributions in high-income jobs and an application submitted at the age of 70 are required to get the maximum benefit of 5,108. Additionally, the “One Big Beautiful Bill” that was signed into law by President Trump provides a temporary tax credit of $6,000 for those over the age of 65 who are single, and a deduction of $12,000 for couples, despite the fact that it does not totally remove taxes on benefits.
Visit the Social Security Administration website to review the payment schedule for the year 2025. If you have any questions, you can visit a local office, phone the toll-free number 1-800-772-1213, apply for Social Security Disability Insurance (SSI), or check your eligibility. Make sure that your budget is based on these important dates, and take prompt action in the event that there are any issues with your payment.
